All Categories
The IDFC First bank has its headquarters in Mumbai and was granted a banking licence in 2015. By registering with the reserve bank of India in 1998, it initially began operating as a non-banking financial firm. It was given the designation of a public financial institution in 1999. The bank's official name is Industrial Development Finance Company, and it offers the most benefits on joining. You can avail of several offers on Idfc Bank for different services. Some include no joining costs, rebates, free restricted ATM transactions, etc. The bank has made opening an account quite simple. Only your Pan Card and Aadhar Card are required; everything else will be handled by IDFC.
The highest interest rate is available when opening an account with IDFC Bank. With IDFC, you will get the most significant banking experience, whether you open a current, recurrent, or savings account.
Opening a savings account with IDFC entitles you to monthly savings from Book My Show. So, while purchasing tickets from Bookmyshow, use your IDFC bank Visa signature debit card to receive the best price. The maximum reduction is 250 rupees per month.
You have free access to a few airport lounges. You have two opportunities to use this service every year.
You can take advantage of an activation offer with your initial POS transaction. You will receive cashback incentives from IDFC bank when you open the account. You can therefore receive a flat 10% cashback on your first point-of-sale payment. The top benefit will increase to Rs. 250.
If your balance is Rs. 25000, and your interest rate is 4%, you will undoubtedly receive Rs. 1000 in interest.
Additionally, you can avoid paying fuel surcharges and IRCTC transaction fees.
The bank account offers insurance coverage for things like stolen cards and accidents.
These are just a few of the advantages that the bank offers. Thus, join this financial institution and benefit.
The IDFC foundation, a subsidiary of IDFC, was established in 2011. The foundation is a non-profit organisation registered under the companies act 1956. It carries out the IDFC group's CSR (corporate social responsibility) agenda.
The programme for night school transformation is one of its initiatives. Via its night schools, this organisation aims to raise the standard of education in Mumbai's suburbs. It is the ideal programme for immigrants, school dropouts, and poor children.
The organisation adopted a school in a remote part of Madhya Pradesh so that the pupils may receive digital education there. To teach everyone in the school about this programme, known as digishala, Digi gurus were hired. These "Digi Gurus" create lesson plans for pupils and train school staff members to use the online learning environment. Computers, related furnishings, hardware, books, and instructional software are all in every centre. These are only a few of IDFC Bank's actions thus far to maintain its CSR.
Starting a recurring deposit with IDFC comes with many advantages. Idfc bank offers unique benefits to its customers firstly there is no penalty if you miss a month. You can start your deposits with as low as 2000 rupees per month. If you choose a 6-month deposit, you will get 6.75% interest. For 9 months it is 7%, and so on. You must ensure you don’t withdraw the amount before 60 days as you won’t receive any interest. If you withdraw the amount before 60 days to 6 months, the interest amount will be calculated in 30-45 days as per the policy.
If you want to know more about an account the best way to do it is by applying for a query. First, you must fill in the query form whether you are salaried or self-employed. Then you must select the option (product) for which you must ask questions. They are fixed deposits, recurring deposits, home loans, savings accounts, personal loans, mutual funds, Suraksha Be, Jeevan Jyoti bima, ulip and more. Then you must fill in details like first name, last name, city, email id and mobile number. After this, you have to select send OTP option, and you will get a call/mail on behalf of IDFC bank.
As an IDFC member, you will get special privileges you won’t get. It is the most premium privilege program that provides you with lifetime advantages from IDFC bank.
The relationship manager will help you with your daily banking needs with this program. You won’t need to visit the branch as the banking service will be offered at your doorstep. You will get exclusive rates on Trade & forex solutions.
Banks give the facility of NEFT to the customers. Net Electronic Fund transfer allows customers to transfer money from one NEFT-enabled account to another. The money transfer amount can be up to 25 Lakh per day. The amount is passed in batches, so it gets transferred as per the time taken to clear a batch.
When you do NEFT for up to 10,000 Rs, you are charged 2.5 rs. Per transaction with taxes applicable. From 10,000rs. To 1 lakh there are 5 rs. Charge plus the taxes if applicable. For more than 2 lakh rupees you are charged 25 rupees plus taxes if applicable.
If you are a frequent shopper, an IDFC bank credit card will help you save a lot on your purchase. It will give an easy EMI option on many online stores, this will make your payment easy for a stipulated time. Other than this with FreeKaaMaal you can look for IDFC bank coupons and get special discounts.
If you want to open a bank account, look for the offers with FreeKaaMaal and get the best deal for yourself. Here you can look for the latest coupons, discounts, freebies, loot deals and so much more without going from one site to another.
Q. What is the first transaction offer in IDFC Bank?
A. When you use your IDFC FIRST Bank Visa Signature Debit Card for your first transaction and spend Rs 1000 or more, the bank will pay you 10% cashback, up to a maximum of Rs 250.
Q. What is special in IDFC Bank?
A. The infrastructure lending division of IDFC Ltd., a renowned infrastructure financing firm focused mainly on project financing and mobilising money for the construction of private sector infrastructure was demerged to form IDFC Bank.
Q. What is the benefit of IDFC FIRST Bank?
A. You can benefit from more than 150 complementary banking services and advantages when you open an IDFC FIRST Bank savings account. They include lifetime free credit card services, pre-approved loan offers, no-cost personal accident and air insurance coverage, lost card liability coverage, and more.